SURETY BONDS ARE OUR BUSINESS

We specialize in Contractor License Bonds (Commercial Bonds) and Bid and Performance Bonds. In addition, we provide a wide variety of nearly any type of Surety you would ever need.

MULTI-TIER LAYERING

We shop for you and work with you to provide you with the best rates available to us. We have access to many Indemnity Insurance Companies and value our relationships. Our philosophy is to have a "multi-tiered" "underwriting" tolerance. In other words..the

1. Preferred Bond Rates
2. Standard Bond Rates
3. Non-Standard Bond Rates

So if  your Financial Status has slipped, dipped or has a bruise.. not to worry. We will do what we can to assist you.

EXISTING CLIENT'S

As the new year approaches remember, we thank you for your support each and every day. Your referrals have allowed "us" to not charge any added fees to our various bonds in nearly all circumstances.

In the months ahead call and ask for your Coupon Code for free access to American Contractor Exchange.com.  We will be putting in a great deal of effort to promote the Exchange.

Your Profile being on their "Site" will eventually help. Have a Happy and prosperous New Year and thank you again.

NEW PROSPECTS

We are taking on new clients... Kindly call or complete the Contact Request for and let us know how we may be of service. We will be happy to evaluate you needs and see if we will be a good fit for your necessity.

One of our "methods"  here at Athena Insurance and Financial Services is to make sure we are putting forth a fair and honest policy on dealing with our business. We strive to maintain a policy that prioritizes how we deal with everyone and will share this with you here. Please keep in mind that we try to never charge fees with our Bonding Services and this translates to operating efficiently so here we go!

• First, our first priority over all other inquires or "New" business or "Prospects" no matter what size, shape or color.. is to assist our "existing" Client first. Why? It just feels like the Ethical things to do... that's why?.  Our feeling is that "they" have supported us, believe in us and depend upon us to help them with their Indemnity and Insurance needs. They have proven to us their Patronage, dedication and we "value" such a relationship.
• Next, comes "our Client's " referrals. Why? Because "Our Client's" have valued our relationship enough to provide our name as the Agency of their choice and we value their opinion of our services and want to keep that type of relationship whenever possible. We know from experience that when a "warm" referral comes to us for assistance... we do not need to "sell our services" to them.  Our Client has already done that. This means that in a clear majority of cases we are going to Council, Underwrite and Place the business with the referral, thus translating to cost efficiencies.

Phone 209-223-1870 or complete a contact request form.